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Desert Financial

We provide member-first financial services: checking and savings, credit cards, loans, and convenient digital banking — with friendly support and transparent terms.

Who we are

We help members manage and grow their money with secure, convenient, and affordable services. Join online, manage accounts from any device, and visit our branches when you need in‑person support.

Hours: Mon–Fri 9:00–17:00, Sat 9:00–13:00 · Phone: +1 (602) 433-7000 · Address: 148 N 48th Street, Phoenix, AZ 85034

Online Banking Login

Sign in to your account through our secure online portal or mobile app. Manage balances, pay bills, transfer funds, set up alerts, and control your cards in minutes.

Go to Login Get the App

Accounts: Checking, Savings & Certificates

CategoryHighlights
CheckingEveryday spending, debit card, transfers, bill pay, alerts, and digital wallet support.
SavingsCompetitive dividends/APY, easy transfers, goals and alerts, ATM access.
CertificatesFixed terms and predictable returns; check current APY.

Cards & Loans

  • Credit cards: rewards, fraud monitoring, and $0 liability for unauthorized purchases.
  • Auto loans: competitive rates and flexible terms.
  • Home loans: purchase, refinance, and home equity options.
  • Personal loans: fast decisions and simple payments.

Digital Banking Features

Branches & Hours

Find the nearest branch or ATM, view services, and confirm hours (including holidays).

Open branch locator

Frequently Asked Questions

Can I open an account online?
Yes. Apply for membership and open accounts securely online.
Do you offer mobile banking?
Yes. Use our app to deposit checks, pay bills, transfer funds, and manage cards.
How do I find branch hours?
Use the branch locator to view current hours and available services.